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Collateral—only applies to secured loans. Collateral refers to something pledged as safety for repayment of the loan in case the borrower defaultsStay away from a loan you'll be able to’t repay : If you think that you’ll have difficulties repaying your loan, don’t just take it out. Late or skipped payments will lead to added expenses, costi

Loan sum: Here is the sum you plan to borrow, or the principal. Some loans, like a property home loan, need a deposit, which can be the dollars you’d chip in toward the acquisition. The loan total needs to be the purchase value minus any down payment you plan to lead.Any results are estimates, and we don't promise the applicability or accuracy to